Miami Car Credit is a buy here pay here dealership which means we offer in-house financing auto loans for the entire Miami Gardens and South Florida area. Miami Car Credit has a very unique in-house financing program, also called buy here pay here which is designed to get people who cannot get bank financing into a reliable vehicle at an affordable price based upon stability, not your credit score.
BHPH, or Buy Here Pay Here, is a way of financing an auto purchase that allows customers to skip the hassle of applying for and being approved for an auto loan from a bank. Instead, the vehicle purchase is financed by the dealership itself. This in-house financing agreement allows drivers to bypass the stringent restrictions set by banks and other lending institutions.
The benefits of BHPH financing offered by Miami Car Credit are:
We make it as easy as possible to get a car loan with our BHPH financing programs. As long as you’re 18 or older and have a valid driver’s license, you can apply!
Your options may be limited when it comes to purchasing a vehicle with bad credit or no credit history. At Miami Car Credit, we offer various financing options for our customers. We work with several prime banks to give you traditional financing options when possible and also provide our in-house financing for those customers with less than stellar credit.
To obtain traditional financing from a bank, you’ll need a clear, uncomplicated financial history and a good credit score. Our “Buy Here Pay Here” financing allows those who have had credit troubles in the past to obtain financing, providing them with the ability to get a new car and work towards bettering their credit score for the future.
The process is simple. When you purchase from a Buy Here Pay Here dealership, such as Miami Car Credit, you’ll apply for financing, and depending on your stability, we’ll work hard to get you into a car you can afford with agreeable terms. Our flexible approval standards offer more people the ability to secure financing.
After you’re approved, you’ll make your payments to the dealership instead of sending them to a third party institution such as a bank. All you need to do is make your monthly payments on time, and you’ll be back on your way to rebuilding your credit.
Miami Car Credit is the best choice for you to get an auto loan with our specialized in-house financing programs. We understand that bad things sometimes happen to good people. Our staff is here to get you into the car, truck, van or SUV you have been looking for, even if you’ve been denied at other car dealers, stop in and talk to us. The approval process is easy, you can fill out your application now and we can have you driving off our lot within hours.
Miami Car Credit specializes in the sales of used, high-quality vehicles. While driving a brand-new car may seem like a dream, a used car also has plenty of benefits. Here are some of the many reasons you should consider purchasing a used car:
If you have bad credit and have been struggling to find somewhere to approve you for an auto loan, visit Miami Car Credit today. You can find us conveniently located at 19390 NW 2nd Ave in Miami Gardens, Florida, We’re open Monday thru Saturday from 9 a.m. to 8 p.m. and on Sunday from 10 a.m. to 7 p.m. If you have any questions, you can give us a call at 305-705-3593, and one of our knowledgeable team members will help you. You can also contact us online 24 hours a day, seven days a week. The team at Miami Car Credit looks forward to getting you into the car you deserve.