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305-705-3593

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19390 NW 2nd Ave • Miami Gardens, FL 33169

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Open Today! Sales: 9am-8pm

Open Today! Service: 9am-8pm

Buy Here Pay Here in Miami Gardens

 

BUY HERE PAY HERE

BAD CREDIT, NO CREDIT, NO PROBLEM!

Miami Car Credit is a buy here pay here dealership which means we offer in-house financing auto loans for the entire Miami Gardens and South Florida area. Miami Car Credit has a very unique in-house financing program, also called buy here pay here which is designed to get people who cannot get bank financing into a reliable vehicle at an affordable price based upon stability, not your credit score.

WHAT IS BHPH?

BHPH, or Buy Here Pay Here, is a way of financing an auto purchase that allows customers to skip the hassle of applying for and being approved for an auto loan from a bank. Instead, the vehicle purchase is financed by the dealership itself. This in-house financing agreement allows drivers to bypass the stringent restrictions set by banks and other lending institutions.

WHAT ARE THE BENEFITS OF BUY HERE PAY HERE FINANCING?

The benefits of BHPH financing offered by Miami Car Credit are:

  • Your credit history is not considered when applying for financing;
  • You’ll also be able to skip the wait time associated with traditional bank loans and get a car when you need it most; and
  • Financing your purchase helps you build or rebuild your credit.

We make it as easy as possible to get a car loan with our BHPH financing programs. As long as you’re 18 or older and have a valid driver’s license, you can apply!

IN-HOUSE FINANCING VS. BANK FINANCING

Your options may be limited when it comes to purchasing a vehicle with bad credit or no credit history. At Miami Car Credit, we offer various financing options for our customers. We work with several prime banks to give you traditional financing options when possible and also provide our in-house financing for those customers with less than stellar credit.

To obtain traditional financing from a bank, you’ll need a clear, uncomplicated financial history and a good credit score. Our “Buy Here Pay Here” financing allows those who have had credit troubles in the past to obtain financing, providing them with the ability to get a new car and work towards bettering their credit score for the future.

BENEFITS OF BUY HERE PAY HERE

  • Buy Here Pay Here is a great option for individuals with no credit or bad credit.
  • Miami Car Credit offers great dealership trade-ins on your old used car.
  • Our Staff can get you into the vehicle you need without requiring a high down payment.
  • BHPH offers you the opportunity to build your credit, all you have to do is make your payments responsibly and on-time.
  • Your credit score can improve through our BHPH in-house financing program and you paying off your auto loan on-time.

The process is simple. When you purchase from a Buy Here Pay Here dealership, such as Miami Car Credit, you’ll apply for financing, and depending on your stability, we’ll work hard to get you into a car you can afford with agreeable terms. Our flexible approval standards offer more people the ability to secure financing.

After you’re approved, you’ll make your payments to the dealership instead of sending them to a third party institution such as a bank. All you need to do is make your monthly payments on time, and you’ll be back on your way to rebuilding your credit.

GET AN AUTO LOAN WITH BAD CREDIT WITH Miami Car Credit

Miami Car Credit is the best choice for you to get an auto loan with our specialized in-house financing programs. We understand that bad things sometimes happen to good people. Our staff is here to get you into the car, truck, van or SUV you have been looking for, even if you’ve been denied at other car dealers, stop in and talk to us. The approval process is easy, you can fill out your application now and we can have you driving off our lot within hours.

BENEFITS OF BUYING A USED CAR

Miami Car Credit specializes in the sales of used, high-quality vehicles. While driving a brand-new car may seem like a dream, a used car also has plenty of benefits. Here are some of the many reasons you should consider purchasing a used car:

  • They don’t depreciate as fast. New cars depreciate rapidly, starting as soon as they’re driven off of the lot. After approximately three years, they’re worth as much as 50% less than when they’re new. When you purchase a used vehicle, you’re getting a price closer to the vehicle’s actual value without that depreciation
  • You’ll get more for your money. Lower prices mean that you can purchase a higher-end vehicle for a price that you would have cost you to get a brand new, lower-tier vehicle
  • They can be just as reliable as a new car. Just because you’re purchasing used doesn’t mean you’ll be getting something that isn’t as reliable as new.

FREQUENTLY ASKED QUESTIONS

HOW CAN YOU OFFER SUCH LOW PRICES?

  • Miami Car Credit is an independent car dealer licensed in the state of Florida. We are knowledgeable about the car market and can secure vehicles from auctions to provide them at cost or below wholesale cost.

WHERE DO YOU GET YOUR VEHICLES?

  • We buy our vehicles from sellers such as Mercedes-Benz, who get leased vehicles back and then sell them. We take advantage of this and go to auctions regularly in order to keep a great variety of used vehicles in stock for our customers.

DO YOU TAKE TRADES?

  • Yes! Miami Car Credit is always looking to add to our used inventory and offer you the best deal possible by paying you for your trade. You can even value your trade online before you visit us!

VISIT Miami Car Credit TODAY FOR CREDIT ASSISTANCE

If you have bad credit and have been struggling to find somewhere to approve you for an auto loan, visit Miami Car Credit today. You can find us conveniently located at 19390 NW 2nd Ave in Miami Gardens, Florida, We’re open Monday thru Saturday from 9 a.m. to 8 p.m. and on Sunday from 10 a.m. to 7 p.m. If you have any questions, you can give us a call at 305-705-3593, and one of our knowledgeable team members will help you. You can also contact us online 24 hours a day, seven days a week. The team at Miami Car Credit looks forward to getting you into the car you deserve.

 

Miami Car Credit 25.952605009401754, -80.20620470263437.