Privacy Policy

FactsWhat does Miami Car Credit LLC (referred to herein as “Miami Car Credit LLC”, the “Company,” “we,” “us” or “our”), do with your personal information?
Why?Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personally identifiable information (“Personal Information”) that we and/or our Partners collect and share depend on the web form or feature you utilize or the product or service you have with us. This information can include:Contact information, such as name, e-mail address, postal address, and telephone number
Date of Birth
Social Security number
Income and financial account information, such as account balances, payment history, and credit history
Payment and identify verification information, such as credit card number, social security number or comparable national identifiers, and driver’s license number
Employment information
Unique identifiers, such as a customer number held in a cookie, an Internet Protocol (IP) address, a processor or device serial number, or other unique identifiers
Your location coordinates (longitude, latitude, and radius)
Recently Viewed Vehicles
Saved Vehicles for the purpose of receiving Price Change notifications
When you are no longer our customer, we continue to share your Personal Information as described in this notice. In addition to collecting Personal Information, the Company and/or our Partners may use a variety of technologies that automatically collect General Information, which does not identify you personally. The types of General Information the Company and/or our Partners collect and share depend on the product or service you have with us. This information can include:Cookies
Embedded Scripts such as Google Analytics
Web Beacons and/or "Pixels"
How?All companies need to share customers’ Personal Information to run their everyday business, including responding to customer inquiries and processing Finance Applications. Personal Information may be sold, shared or transferred to Partners and Third Parties including but not limited to Financial Institutions and Customer Relationship Managers (CRMs). In the section below, we list the reasons companies can share their customer’s Personal Information; the reasons Miami Car Credit LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your Personal Information with our PartnersDoes Miami Car Credit LLC Share? *Can you limit this sharing? *
For our everyday business purposes-
Including but not limited to respond to customer inquiries, process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YESNO
For our marketing purposes-
to offer our products and services to you
YESNO
For joint marketing with other financial companiesYESNO
For our affiliates to market to you-
information about your transactions and experiences
NOWe do not share
For our affiliates’ everyday business purposes-
information about your creditworthiness
NOWe do not share
For our nonaffiliates to market to youNOWe do not share
* For California and Nevada residents please see below regarding opting out of your data being shared.
To limit our sharingEmail us at: [email protected]
Please note: If you are a new customer, we can begin sharing your Personal Information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Google AnalyticsFor more information about Google Analytics and how it collects and uses data, please go to “How Google uses data when you use our partners' sites or apps”, located at https://policies.google.com/technologies/partner-sites. To opt-out of Google Analytics at https://tools.google.com/dlpage/gaoptout.
California & Nevada ResidentsFor more information on rights and information for California and Nevada residents please see below.
More Questions?Call us at: 440-317-0010
WHO WE ARE
Who is providing this notice?This notice is being provided by Miami Car Credit LLC and our Partners.
WHAT WE DO
How does Miami Car Credit LLC protect my Personal Information?To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Miami Car Credit LLC collect my Personal Information?The Company and our Partners may collect your Personal Information, for example, when you:Apply for financing
Apply for a lease
Provide employment history
Give us your contact information
Show your driver’s license
Interact with us through the Company’s website
The Company and our Partners may also collect your Personal Information from other third parties, such as credit bureaus, affiliates, non-affiliates, or other companies. The Personal Information you allow the Company and our Partners to access varies by source, and it is affected by the privacy policies established by those third parties. This Privacy Policy does not cover the practices of third parties, including those that may disclose Personal Information to the Company and/or our Partners. For more information about how those third parties handle your Personal Information, please refer to their privacy policies.
The Company may disclose any and all information collected from the User, including personally identifiable information, to Lookslike Inc. and divisions of Lookslike Inc. which includes eBizAutos (the "Web Host") and Motorcar.com in connection with the operation of this website. Lookslike Inc. and its divisions eBizAutos and Motorcar.com shall use, distribute, and store the information in accordance with the privacy policy.
Why can’t I limit all sharing?Federal law gives you the right to limit only:sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to independently market to you
State laws, such as California and Nevada, and individual companies may give you additional rights to limit sharing.
California & Nevada ResidentsREQUEST COPY OF DATA
Residents of the State of California or Nevada may request and obtain from us, once a year and free of charge, information about the Personal Information (if any) we have disclosed to third parties for direct marketing purposes in the preceding calendar year.
REQUEST TO DELETE DATA
You may request that your Personal Information (if any) be deleted. If your information was already sold, shared, or transferred to a Partner or Third Party (including but not limited to a Financial Institution or Costomer Relationship Manager (CRM)), additional requests may need to be sent to those Companies as well.
DO NOT SELL / OPT OUT
In order to submit a Web Form or Finance Application you must indicate that you "Opt In" to having your information sold, shared, or transferred. In order to "Opt Out" from having your information sold, shared, or transferred you must refrain from submitting a Web Form or Finance Application as that type of action implies that you are opting in. Personal Information is not shared unless a Web Form or Finance Application is submitted.
If you are a California or Nevada resident and would like to make such a request, please submit your request in writing to:
ATTN: Oleg Kislyansky
Miami Car Credit LLC
19390 NW 2nd Ave.
Miami Gardens, FL 33169
or E-mail us at: [email protected]
eBizAutos.com is the "Web Host" for Miami Car Credit LLC. When contacting Miami Car Credit LLC to request a copy of or to delete your Personal Information, please also send a copy of the request to:
[email protected]
For all requests, you must put the statement "California Privacy Rights" or "Nevada Privacy Rights" in the body and/or subject of your request as well as your full name, street address, city, state, and zip code. Lack of proper identifying information may result in us not finding a match for your Personal Information. Please note requests must be made by mail or e-mail. We are not responsible for notices that are not labeled or sent properly, or that do not have complete information or postage.
ChildrenMiami Car Credit LLC does not knowingly allow anyone under the age of 16 to participate in any services offered on our website which require the submission of Personal Information including but not limited to Web Forms or Financial Applications. If we learn that a user is under 16 and has submitted Personal Information to us, we will delete their Personal Information.
DEFINITIONS
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.Miami Car Credit LLC does not share with our affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.Miami Car Credit LLC does not share with nonaffiliates so they can market to you except for joint marketing arrangements as described below.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.If we have any joint marketing arrangements, our joint marketing partners may include the manufacturer affiliated lenders or other lenders.
PartnerAny person or entity with whom the Company enters into any kind of business transaction who is under an obligation to us to use reasonable care to keep Personal Information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.
OTHER IMPORTANT INFORMATION REGARDING CHANGES TO THIS PRIVACY POLICY
The Company reserves the right to change, modify or amend this Privacy Policy at any time to reflect changes in practices and service offerings. If the Company modifies this Privacy Policy, the Company will update the “Effective Date” and such changes will be effective upon posting. Your continued use of the Company’s website following such material changes requires your affirmative consent to the changes. If you do not agree to the changes, your sole remedy is to cease using the Company’s products, services, and website. It is your responsibility to periodically check and review this Privacy Policy for changes.
ADDITIONAL PRIVACY POLICY TERMS RELATED TO REPORTING SYSTEM TOOL
We use the analytics and reporting system, Foureyes®, (the "Tool") provided by our website analytics vendor, Adpearance Holdings, LLC, a Delaware limited liability company ("Adpearance"). When used in this section, "we," "us," and "our" may refer to us, Miami Car Credit and/or Adpearance. To the extent an inconsistency or conflict arises between the terms of the above described privacy policy and this section related to the Tool, the terms of this section will control. This section applies only with respect to the Tool.
How the Tool Works. For each visit to the site, the Tool: (1) identifies the traffic source for the visit; and (2) issues a unique visitor ID number and visitor traffic number. As the user navigates the site, the Tool may track and store the pages visited and features used. The Tool also may link information provided through forms featured on the site or during phone calls with a visitor ID number. Using local storage, the Tool may also store data in the user's Internet browser or in a data repository on the user's device for purposes of associating the user with his or her user profile. The Tool operates only on our site and phone system – it does not track information regarding your use of other sites or activities on other sites.
Information Collected and Usage of Information. Adpearance creates a user profile including the user's visitor ID number and any information the user directly provides through the site or other interactions with the site and/or the company associated with the site (e.g., phone calls and chats). This information may include a user's personal information, such as name, personal phone number, home address, email address, and similar information, whether or not this information is complete or partially entered by the user. We will not ask for or knowingly associate financial information with your user profile. Unless the user provides us personal information, the information associated with the user profile is limited to information automatically collected as a user browses and interacts with the site, such as the user's browser type, available plugins, Internet service provider, Internet protocol ("IP") address and/or mobile device ID, and pages visited, features used, and activities performed on the site. Except as otherwise expressly set forth herein, the information associated with a user profile is used, maintained and disclosed in accordance with the restrictions in this privacy policy, including the obligations of confidentiality and restrictions on disclosure to third parties.
You expressly acknowledge and agree that the information associated with your user profile may be used to understand and analyze the usage of the site, and for the purposes of marketing our products or services to you. In particular, the Tool may automatically generate and send email marketing communications to you (to the extent you have provided your email address as part of your interactions with the site and/or the company associated with the site). The content of those email marketing communications may be based on the pages that you have visited and/or the features you have used on the site. To opt-out of receiving the email marketing communications generated by the Tool, please see the Opt Out instructions below.
The information associated with your user profile will not be used or disclosed to third parties other than for the purpose for which it was collected, without the user's prior consent. For purposes of clarity, the information collected by the Tool and/or associated with your user profile may be disclosed to the following category of third parties: OEMs: Foureyes® partners with various automotive manufacturers (“OEMs”) as a part of their respective Certified marketing programs and their affiliates. By using this site, you consent to the collection, use and disclosure of your personal information as described herein. If you do not consent, you may opt-out of the use of the Tool (as set out below).
Blocking and/or Disabling the Tool. The Tool gathers information about the user's computer hardware and software configurations to identify the user each visit and associate the user with their existing user profile. Unlike a "cookie", and except for local storage discussed below, the system does not store a file on the user's computer; therefore, the user information gathered is not deleted when the user clears their cache and/or deletes their cookies. In order to disable the tool, see the Opt Out instructions below.
Opt-Out. The Tool's opt-out functionality is cookie based, so for it to work for you, your browser must allow third party cookies. If you change computers, browsers or delete this cookie, we will no longer know you have opted out, so you will need to opt-out again. To opt out, Click Here.
You may also opt-out of receiving email marketing communications generated by the Tool by sending a request to [email protected], or by clicking the unsubscribe link on any such email marketing communication you receive.
Please note that clicking the unsubscribe link may only result in your no longer receiving marketing communications generated by the Tool; you may still receive other email marketing communications from the company associated with the site.
As noted above, the Tool may also collect and store information (including personal information) locally on your device using mechanisms such as browser web storage and application data caches. Browser web storage enables websites to store data in a browser on a device. When used in "local storage" mode, it enables data to be stored across sessions. Similarly, an application data cache is a data repository on a device. You may stop local storage from being used by modifying your Internet browser settings, but stopping local storage may result in the site having impaired or limited functionality. Furthermore, disabling local storage will not block the Tool from operating; rather, it will only prevent the Tool from collecting and storing information locally on your device. To disable the Tool, see the Opt-Out instructions above. Further, you should refer to the help provided by your Internet browser for the most up-to-date and accurate instructions on disabling local storage.
Do Not Track Signals. IF YOU DO NOT WANT THE TOOL TO GATHER INFORMATION ABOUT YOUR USER PROFILE AND SITE VISIT, NOW AND FOR FUTURE BROWSING SESSIONS. REFRAIN FROM USING THE SITE. WE DO NOT CURRENTLY RESPOND TO DO NOT TRACK (DNT) SIGNALS.
Accessing, Correcting, and Updating Your Personal Information. To review information that is collected using the Tool, contact Adpearance at [email protected] or Adpearance Holdings, LLC, 2035 NW Front Ave, Suite 300, Portland, OR, 97209. We keep information associated with your user profile for as long as we think is necessary or advisable, and we reserve the right to retain it to the full extent permitted by law. If required by law, a governmental order, or similar legal process, we will disclose your information.
Children. This site is not directed at children under age 16, and are prohibited from using this site. We do not knowingly collect personal information from children under age 16, and if we learn that the Tool has collected information of a child under age 16, we will delete the information.
European Union Privacy. If the processing of your information in connection with the Tool is subject to the General Data Protection Regulation 2016/679 ("GDPR"), we have additional obligations and you have additional rights under the GDPR. These rights and obligations are as follows: We will process your personal information using the Tool in order to support our provision of services in connection with your use of the site. The lawful bases for processing your personal information may include:
When you have given consent;
When processing is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering into a contract;
When processing is necessary to protect Adpearance's or our legitimate interests or that of a third party, except where such interests are overridden by your interests or fundamental rights;
When processing is necessary for compliance with a legal obligation to which we or Adpearance are subject; and
When processing is necessary to protect the vital interests of the data subject or of another natural person.
You have many rights with respect to our processing of your personal information. Depending upon the lawful basis of processing, you may have the right to withdraw consent or object to our processing your personal information.
You have the right to be informed about your personal information and how it is being processed, to access, correct and erase personal information, to restrict further processing, to obtain and reuse your data for your own purposes across different services and to object to processing. You also have the right to lodge a complaint with the relevant EU supervisory authority.
If we transfer your personal information to a recipient in a country outside the European Economic Area, we will do so in compliance with applicable laws with respect to such transfer.
Applicable Law. The Tool is operated and controlled from offices in the United States. If you access the site from locations outside the United States, you do so at your own risk and are responsible for compliance with applicable local laws. Your access to the site constitutes your agreement to our storage of your personal information within the United States.
This privacy policy is effective on October 21st, 2021. We review this policy at least annually and may amend it from time to time. Except as otherwise required by applicable law, our only notification will consist of posting a new policy.
Supplemental California Privacy Information. We are required by law to provide California residents with certain additional information about their privacy rights under the California Consumer Privacy Act. This information is available at the following link: Click Here.
DATE LAST MODIFIED: December 20, 2019